Client Case | 클라이언트 케이스
클라이언트 케이스는 고객의 현재 재무 상태, 재무 목표, 리스크 허용 범위, 투자처 선호도 등등 팀이 투자 전략을 개발하는 데 필수적인 고객의 중요한 정보가 포함되어 있습니다.
The client case contains crucial information about the client's current financial position, financial goals, risk tolerance, preferences, and other details that could help your team develop a unique investing strategy.
Client Case - 2024
Your client is Jonathan Kim, the CEO of Dunamu. At 45 years old, Jonathan has $2 million in savings and is planning to retire at 65 with the goal of growing his retirement fund to $8 million. With his annual income allowing him to invest an additional $200,000 each year, he is seeking an investment strategy that balances long-term growth with short-term needs.
Jonathan has a pressing short-term goal requiring a portion of his portfolio to be allocated speculative, short-term investments: he needs $500,000 to set up his charitable foundation in 5 years. He should invest all of his money upfront to avoid wasting potential growth opportunities.
Jonathan has a keen interest in companies that operate in sectors closely related to his business, such as cloud computing, cybersecurity, and payment processing. He plans to allocate at least 60% of his total portfolio to small to mid-sized companies (market cap $250M ~ $10B) within at least two of these sectors, with a focus on firms that present potential partnership opportunities for the future.
The remaining 40% of the portfolio is open for allocation based on a balanced approach between long-term growth and short-term strategies. This portion should be strategically divided to optimize returns while maintaining a focus on risk management.
Importantly, Jonathan is committed to socially responsible investing and wishes that at least 50% of his total portfolio adheres to ESG (Environmental, Social, and Governance) standards and involves companies with a clear social mission. This ESG commitment can overlap with both his sector-specific investments and other portfolio holdings.
Your task is to develop a comprehensive investment strategy that will help Jonathan achieve his $6 million retirement goal while also ensuring that the $500,000 required for the charitable foundation is invested in a way that is both profitable and liquid. The strategy should effectively balance Jonathan’s long-term retirement objectives with his short-term liquidity needs and integrate investments in small to mid-sized companies within the relevant sectors, adhering to ESG standards and focusing on potential future partnerships. Risk management should be a central component of the strategy to safeguard against potential market volatility and ensure the sustainability of the investment goals.
Your final report should detail the proposed asset allocation, risk management strategies, and specific recommendations. Submissions are due by November 3, 2024. The report will be evaluated on its ability to meet Jonathan's financial objectives, manage risk effectively, and incorporate both short-term and long-term investment opportunities while adhering to ESG principles and potential partnership goals.
Good luck with your proposal!
*The investment scenarios described in this case study has been embellished for the purpose of this competition